Risk Management Solutions

Our family approach to doing business means we treat you like friends and neighbors. We give you the kind of service we’d want to receive. We keep your employees informed with secure, 24/7 access to plan information. Our leadership team is engaged and available when you need to reach us.

Through our Risk Management program, we offer solutions that enable our clients to manage the cost and quality of care for their members.

  • BestLife
  • Telemedicine
  • Care Management
  • HR Assistance
  • Data Analysis
  • COBRA Compliance
  • Prescription Benefits Management


The BPA BestLife app encourages your members to be hands-on with their healthcare and take advantage of incentivized wellness programs. BestLife offers deductible credits for healthy behaviors. Credits are easy to earn and the effects are valuable for your members’ health and the overall health of your plan.

Credits can be earned for activities like:

  • Health Risk Assessments
  • Fitness goals
  • Annual wellness activities
  • Health and wellness resources
  • Fitness challenges, diet diaries, and goal-tracking
  • Earn deductible credits for applicable medical expenses


Our Member Portal puts employees in touch with board-certified primary care physicians for minor illnesses and helps them find the best deal on prescriptions.

The Member Portal has some great features your members will love:

  • Telemedicine: Employees are able to contact a board-certified doctor online or over the phone. These calls are great for minor illnesses and injuries.
  • Prescription drug comparison: Most employees are budgeting their family healthcare, so they appreciate our app that finds the best prices on the same prescription drugs.
  • Provider search: Our Member Portal also connects your employees with information about network providers in the area.

Care Management

Growing government regulations, new technologies and increased healthcare consumption all drive up the cost of healthcare. But that doesn’t mean health benefits have to absorb more of your organization’s revenue.

BPA helps you manage the quality and total cost of care through:

  • Hospital precertification
  • Large case management
  • Health management
  • Disease management
  • Total Lifestyle Councelor (TLC)

HR Assistance

For organizations with limited staffing, we offer HR Assistance so you can concentrate on what you do best, and get help when you need it.

Our HR exerts can help with:

  • Online training courses and compliance maintenance
  • Comprehensive resources, including forms
  • Experts to answer questions and give advice
  • News and analysis to stay current with compliance and regulations

Click here to link to our HR Assistance

Data Analysis

You may not be able to control when flu season starts, but BPA wants to be sure you can manage your organization’s risk. We give you the tools to analyze how your members use healthcare so you can make appropriate plans and adjustments.

This data makes predicting risk for your workforce more accurate. In this way you are able to:

  • Compare groups experience with national normative data
  • Identify and mitigate healthcare risk
  • Implement changes in plan design
  • Provide appropriate care for those with chronic conditions
  • Encourage participation in health management programs

COBRA Compliance

BPA frees your HR department from the rigors of ever-changing rulings and regulations for COBRA. We can also handle all the requisite record-keeping and notifications.

Our COBRA compliance offering puts us in charge of:

  • Tracking time limits
  • Notifying eligible employees
  • Coverage implementation
  • Calculating costs

Prescription Benefits Management

Prescription drugs represent a significant portion of healthcare spending. Specialty Pharmacy is one of the single highest cost drivers for benefit plans. BPA’s risk mitigation helps manage your specialty pharmacy spend through formularies, step therapy, and prior authorization.

BPA provides members with educational opportunities through the use of technology and mobile apps.

Click here to visit our Member Portal

For more information or to request a proposal, contact us.

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